Credit Protection Association
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About the CompanyCredit Protection is a "leading purchaser and collector of charged-off consumer debt" located in Warren, Michigan. |
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Also known as:
CREDIT PROTECTION
CREDIT PROTECTION ASSO
CREDIT PROTECTION ASSOC
CREDIT PROTECTIONS ASSOC
CREDIT PROTECTION ASSOCIATION
One of the nation's largest subscriber retention and recovery firms, Credit Protection Association was founded in 1977 and has a strong history in the cable television debt recovery market. To date, they have receovered more than $3 billion in collections.
Contact Info:
Mail Address:
13355 Noel Road, 21st Floor
One Galleria Tower
Customer Phone:
(972) 233-9614
E-mail:
customerservice@assetacceptance.com
BBB Accredited: None
BBB Rating: A
BBB Report: Click here
Web site: www.creditprotect.com
Post complaints here: Credit Protection Association Complaints
How to Remove Credit Protection From Your Credit ReportFederal laws give you the right to challenge any item on your credit report that you find is questionable. |
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You can remove any unfair collection by disputing it with the credit bureau where it is listed.
In 1970, Congress passed the Fair Credit Reporting Act that allowed consumers to challenge items on their credit reports they felt were innacurate, misleading, biased, or just unverifiable.
When a dispute letter is sent to the bureaus, it is put through their review process. If the bureaus open an investigation with the creditors, the creditors have 30 days to send proof that the item is accurate and worthy of being on the credit report of the consumer. If they cannot (or will not) provide incontestable proof, then the bureaus are obligated to remove the item.
A "deletion letter" is what you want to get in the mail:
Most consumers who dispute on their own play a guessing game that the bureaus eventually win.
Unfortunately, a great number of dispute letter requests are deemed "frivolous" - which means the bureau will not open up an investigation with the creditor, and a stall letter is sent back to the consumer.
What are my chances of removing Credit Protection listing from my credit report if I dispute it myself?
There are no real good studies to give accurate numbers of what the results are for people disputing their own credit. It's a guessing game. One statistic to keep in mind is provide by Lexington Law: Over 40% of the people who sign up with Lexington's services have tried to to repair their credit on their own and have turned to the trusted leaders in credit report repair for help.
7,675 Credit Protection Removals Last Year!A record year for the #1 rated credit restoration service |
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Screenshot from Lexington's 2009 Q4 results
Imagine your Credit Protection listing here. |
Lexington Law clients have removed more Credit Protection collections than anyone.
In 2009 Lexington Removed:
9,654 Credit Protection Listings
Do you know how many total collections Lexington Law removed last year? Click here to see >
What are your chances of removal success?
Lexington's average Concord-level participating client removed over 84% of their presenting negative items from all three credit reports. (Just for the record, that's really good).
If you're serious about removing your Credit Protection Listing, do yourself a favor and check out Lexington Law.
